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Often, many of the people who live in this sort of postcode will be younger white-collar couples with mortgages. These are known as type 26 in the ACORN classification and 2.04% of the UK’s population live in this type.

Neighbourhoods fitting this profile are found in Milton Keynes, Stevenage, Swindon, Chelmsford, Guildford and Hemel Hempstead. Here is an overview of the likely preferences and features of your neighbourhood:

Family income High   
Interest in current affairs Low
Housing - with mortgage Very high   
Educated - to degree Medium
Couples with children High   
Have satellite TV High

These are suburban communities of young families, often living in New Towns. Generally aged in their late 20s or early 30s, these couples are likely to have just started or be starting a family. There are many pre-school children.

Their houses are typically mortgaged semis with two or three bedrooms.

People are employed as middle managers, office and clerical staff. The more senior have company cars. The company also provides health cover and a pension scheme, which might be supplemented by a private pension.

Incomes are well above average. Some people might make small investments in stocks and shares or in ISAs and may start a child savings plan. Starting a family is a time to be prudent, and the mortgage is likely to be covered by a mortgage protection plan. For the same reason these families may well have taken out life cover and accident insurance. They are careful with their money. Despite healthy credit limits, their credit card spending is controlled at low to moderate levels.

Europe is a popular destination for holidays given many have small children. Being younger they participate in exercise and sport, and gym membership is common. They may also play golf. They go to the cinema fairly frequently. At home they watch satellite TV and DVDs or listen to music.

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